Refund Policy

Scope

This policy applies to all Happy Investing™ educational programmes purchased through drshubhlearn.com, including the introductory masterclass.

Digital delivery

Programme material, worksheets and recording access are delivered digitally. Once material or recording access has been issued, the programme is treated as consumed.

When a refund may be requested

• A duplicate or failed payment was charged.
• The session was cancelled by us and no alternative date is suitable.
• Access could not be provided due to an error on our side and could not be resolved.

When a refund is not available

• The live session was attended or the recording was accessed.
• Dissatisfaction based on an expectation of tips, calls or assured returns.
• Non-attendance without prior notice.

How to request

Send the payment reference and reason through the contact page within 7 days of purchase. Approved refunds are processed to the original payment method, typically within 7–10 working days, subject to payment-provider timelines.

Important

Programme fees purchase educational access only. No refund is offered on the basis of market outcomes or trading results.